Get a full picture of the financial profile of your (new) customers

Leverage Open Banking data for better risk management of new and existing customers in your base


Data tool

Through open banking data, we provide valuable insights into customers’ income and spending behaviour, enabling faster and more precise marketing and risk decisioning.

Intelligence tool

To ensure accurate profiling and scoring, we focus only on spend categorization that provides insights into a customer’s financial situation and risk.

Decision making tool

Our ready Open Banking credit scorecard predicts overdraft behaviour, providing enhanced credit decisioning through more data and informed decision-making.


We apply open banking data for scoring, with customer consent, and collect and normalise relevant data through our data API for scoring and profiling applications.

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