Fixing global credit
Data tool
Through open banking data, we provide valuable insights into customers’ income and spending behaviour, enabling faster and more precise marketing and risk decisioning.
Intelligence tool
To ensure accurate profiling and scoring, we focus only on spend categorization that provides insights into a customer’s financial situation and risk.
Decision making tool
Our ready Open Banking credit scorecard predicts overdraft behaviour, providing enhanced credit decisioning through more data and informed decision-making.
Compliance
We apply open banking data for scoring, with customer consent, and collect and normalise relevant data through our data API for scoring and profiling applications.
