Retail lending

The psychographic scoring and profiling looks at the personality and behaviour of people when it comes to money, to give you a better, fully-formed picture of their creditworthiness. This helps to increase acceptance of thin file customers but the deep insights will also help to personalize preventive servicing programmes. A breakthrough of new-to-bank customer growth. Benefits: (1) access to thin file target groups, (2) increase acceptance rate with 15% and decrease of defaults of 20%, (3) accuracy of 0,66, (4) fully automated process and API connection and (5) agile implementation.

The agile way for creating best in class software solutions for leadership risk & marketing management. The automated AdviceRobo platform combines and enriches data from multiple sources. With its semi-automated development process and leading eco-system AdviceRobo helps speeding up relevant intelligent applications. Benefits: (1) ready platform, cloud hosted, (2) 100% bespoke solutions, (3) applications as-a-service, (4) fast 3 months development and (5) use of semi-finished models.