Fixing global credit
Digital footprint data
Digital behavioural data and social presence data. Will give insights in risk and fraud behaviour, applicable to increase accept rates with lower default.
Psychometric data
Psychometric data refers to psychological measurements used to assess a person’s personality traits, cognitive abilities, and emotional states. It will give insights in a customers’ behavioural biases enabling prediction of repayments.
Open Banking data
Broad cover major banks and supplementary connections in Europe, USA and Canada. Including categorization giving an extensive description of someone’s financial situation and risk.
Biometric data
Data for user authentication, such as typing pattern, touch gestures, location data. Ensures smoother experience, reduce number of false positives, and detect fraud.
