Psychographics and alternative data
Ideal for banks, finance companies or any business that lends money, CreditRobo is the next generation of checking creditworthiness.
CreditRobo looks at how customers operate financially, at their behaviours and reactions to money, to get a better, fully-formed picture of their creditworthiness.
The goal isn’t to approve untrustworthy customers. It’s to make sure that creditworthy customers with differing values, attitudes and experiences get the chance to borrow where they might not have in the past.
Our system is a fairer, more flexible way of looking at creditworthiness. CreditRobo reduces expenditure on your part through time management and capitalising on opportunities you might have missed out on.
CreditRobo measures the psychographic credit score of an applicant through an online questionnaire. The questionnaire is a completely white label JS plug in and can be easily installed and fully branded by the Lender in his onboarding process.
CreditRobo comes with an online dashboard 24/7 that shows the results of the psychographic scoring of each of your applicants based on their customer ID.