An automated tool giving you extra psychometric data to accept more applicants.

Lenders, do you need a quick way to grab quality data from your customers? MyCreditRobo is the easy way to get that extra bit of psychographic data that’ll get your thin-file applicants accepted in a responsible way.

MyCreditRobo is a super easy to integrate online interview tool that generates pyschographic credit scores. Just plug in MyCreditRobo to your site, simply customise so it matches your brand and start generating psychographic credit scores today. The tool is currently available in 10 languages.


Free Trial

You need to get more applicants over the line, but it’s not easy.
Here’s how MyCreditRobo helps:
  • Quick access to psychographic data to assess creditworthiness/for better assessment of creditworthiness
  • Simple, speedy integration with your system
  • A cost-effective solution to better acceptance rates
  • Effective Risk Control

How do I get started?

Want to take MyCreditRobo for a test drive? You get 20 psychographic scores for free when you sign up. Once you’re happy with us, it’s a €500 monthly fee which you can cancel at any time.


Try it for free

Set up cost (first month only) --
Number of scores per month 20
MyCreditRobo Dashboard 24/7
View and download Psychographic credit scores
View and download Psychographic sub scores
View additional behavioural data
Customise colours --
Customise intro text --
Start Trial
€500 per month

€100 set up fee

Set up cost (first month only) €100
Number of scores per month 100
MyCreditRobo Dashboard 24/7
View and download Psychographic credit scores
View and download Psychographic sub scores
View additional behavioural data --
Customise colours
Customise intro text
Buy Now


Still not sure how MyCreditRobo works? Here are some frequently asked questions that might help.

Q: What is CreditRobo Psychographic Credit Scoring?

The basis of the psychographic credit scoring is in the gathering of non-financial behavioural data with psychographic testing. CreditRobo Psychographic Credit Scoring is about your customers behaviour, lifestyle and attitudes when it comes to financial decisioning. The AdviceRobo proprietary Psychographic Credit Score turns customers behavioural non-financial data into highly predictive risk scores on payment behaviour. The CreditRobo Psychographic Credit Scoring especially offers deep insights into the creditworthiness of (thin file) borrowers – including students, migrants, self-employed, SME’s, millennials and GenZ – applying for a consumer credit product.

Q: What does the MyCreditRobo score look like? And how do you interpret the score?

The model predicts the probability of arrears and provides an overall score between 1 and 1000. The higher the overall score, the lower the probability this person will have arrears.

On top of the score, MyCreditRobo provides a more granular psychographic profile.

Q: How do I get my scores?

You receive a login for an online dashboard with (1) the overall scores; (2) the sub scores on the psychographic pillars; and, (3) statistics on the funnel throughput and score distribution. Scores and sub scores are shown on applicant level. The dashboard is 24/7 available with real time information and is included in the service. The scores are downloadable as a csv file for use in excel or database import for further analysis.

Q: How long does the online interview take?

A: On average, people require less than five minutes to complete the online interview. Average time is 3.5 minutes. The current interview consists of 20 questions.

Q: How many people complete the online interview from beginning to end?

A: About 60-90%, depending on the targeted group.

Q: Which languages are available in the MyCreditRobo online interview?

A: The AdviceRobo solution is currently operational in 10 languages: English, Spanish, Dutch, Czech, Polish, Turkish, Italian, French, Japanese and Russian. Feel free to contact us if your preferred language is not available.

Q: How does AdviceRobo deal with privacy and GDPR?

A: Privacy is AdviceRobo’s highest priority. Our product development is based on ‘privacy by design’. The psychographic credit scoring solution works with anonymized data to avoid data breaches. Please check our Privacy & Security Statement

Q: How long does the technical integration take?

A: We provide full API documentation on how to implement the AdviceRobo API and JavaScript plug in in your online loan application process. Based on our experience, it takes about 4-8 hours for a skilled web developer to complete and test the technical integration. Of course, we can support if needed.

Q: How does AdviceRobo secure customer data?

A: Data protection is the top priority for AdviceRobo. MyCreditRobo is a stand-alone product to risk score new or thin-file borrowers. The solution works on anonymized customer data.

Want to find out more?

MyCreditRobo is super easy to work with. We integrate straight into your website, and you can customise how our automated tool looks so it fits with your brand.



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