Fixing global credit
MyCreditRobo is a super easy to integrate online interview tool that generates pyschographic credit scores. Just plug in MyCreditRobo to your site, simply customise so it matches your brand and start generating psychographic credit scores today. The tool is currently available in 10 languages.
Quick access to psychographic data to assess creditworthiness/for better assessment of creditworthiness
Simple, speedy integration with your system
A cost-effective solution to better acceptance rates
Effective Risk ControlWant to take MyCreditRobo for a test drive? You get 20 psychographic scores for free when you sign up. Once you’re happy with us, it’s a €500 monthly fee which you can cancel at any time.
Try it for free
| Set up cost (first month only) | -- |
| Number of scores per month | 20 |
| MyCreditRobo Dashboard 24/7 |  |
| View and download Psychographic credit scores | |
| View and download Psychographic sub scores | |
| View additional behavioural data | |
| Customise colours | -- |
| Customise intro text | -- |
€100 set up fee
| Set up cost (first month only) | €100 |
| Number of scores per month | 100 |
| MyCreditRobo Dashboard 24/7 | |
| View and download Psychographic credit scores | |
| View and download Psychographic sub scores | |
| View additional behavioural data | -- |
| Customise colours | |
| Customise intro text | |
Still not sure how MyCreditRobo works? Here are some frequently asked questions that might help.
The basis of the psychographic credit scoring is in the gathering of non-financial behavioural data with psychographic testing. CreditRobo Psychographic Credit Scoring is about your customers behaviour, lifestyle and attitudes when it comes to financial decisioning. The AdviceRobo proprietary Psychographic Credit Score turns customers behavioural non-financial data into highly predictive risk scores on payment behaviour. The CreditRobo Psychographic Credit Scoring especially offers deep insights into the creditworthiness of (thin file) borrowers – including students, migrants, self-employed, SME’s, millennials and GenZ – applying for a consumer credit product.
The model predicts the probability of arrears and provides an overall score between 1 and 1000. The higher the overall score, the lower the probability this person will have arrears.
On top of the score, MyCreditRobo provides a more granular psychographic profile.
You receive a login for an online dashboard with (1) the overall scores; (2) the sub scores on the psychographic pillars; and, (3) statistics on the funnel throughput and score distribution. Scores and sub scores are shown on applicant level. The dashboard is 24/7 available with real time information and is included in the service. The scores are downloadable as a csv file for use in excel or database import for further analysis.
A: On average, people require less than five minutes to complete the online interview. Average time is 3.5 minutes. The current interview consists of 20 questions.
A: About 60-90%, depending on the targeted group.
A: The AdviceRobo solution is currently operational in 10 languages: English, Spanish, Dutch, Czech, Polish, Turkish, Italian, French, Japanese and Russian. Feel free to contact us if your preferred language is not available.
A: Privacy is AdviceRobo’s highest priority. Our product development is based on ‘privacy by design’. The psychographic credit scoring solution works with anonymized data to avoid data breaches. Please check our Privacy & Security Statement
A: We provide full API documentation on how to implement the AdviceRobo API and JavaScript plug in in your online loan application process. Based on our experience, it takes about 4-8 hours for a skilled web developer to complete and test the technical integration. Of course, we can support if needed.
A: Data protection is the top priority for AdviceRobo. MyCreditRobo is a stand-alone product to risk score new or thin-file borrowers. The solution works on anonymized customer data.
MyCreditRobo is super easy to work with. We integrate straight into your website, and you can customise how our automated tool looks so it fits with your brand.
