Risk scoring & monitoring

For thin file segments such as self-employed people, women entrepreneurs, millennials, migrants. AdviceRobo offers its proprietary Psychometric test that identifies a person’s personal behaviour, attitudes and motivations when it comes to managing financial matters. The online test can be easily integrated in the online application process. The resulting credit profile and score shared real time with the credit provider. Use cases available upon request.

Applying the psychometric profiling and scoring for small businesses will give detailed insights in the risk and behaviour of the business owner. It can be used to earlier detect defaults, churn and fraud. The early warnings can support in risk prevention.

Combining the Psychometric data with other data such as transactions, small businesses can be profiled to understand their financial status and health. Strategies and campaigns to increase their financial health will lead to more business growth and offer opportunities for fair and affordable credit cards, leasing, insurances etc.